The markets were adversely impacted with heightened volatility during this quarter.  Fears of a global recession slammed the markets hard...

Much to the chagrin of traditional economists and financial academics, the pristine mathematical models used to describe the movements in...

Collective Investment Trusts (CIT) are being increasingly offered by more investment managers.

US Federal Reserve On December 16, 2015 the Federal Reserve raised the Fed Funds rate target range to 0.25% - 0.50%. The low interest...

This article focuses on Defined Contribution (DC) plans such as 401(k) and ERISA-covered 403(b) plans. The most recent round of...

This article addresses some of the best practices in benchmarking 403(b) plans as a guide for plan sponsors. Periodic benchmarking of...

US Federal Reserve At the September 17, 2015 FOMC meeting, the Fed left rates unchanged after the much anticipated rate hike that the...

Every plan sponsor wants to provide a well-managed, competitive employee benefits and retirement plan that delivers a secure retirement...

By Ivan Troufanov and Linda Ruiz-Zaiko The accumulation of cash offshore, coupled with the volatility of currency markets, make...

It is a good fiduciary practice to conduct a periodic review of the DC plan service provider to ensure that the participant assets are...

Outlook The outlook for 2015 is for good economic growth ranging from 2.5% - 3.0%, low inflation at 1.5%, and for the unemployment rate...

Selecting a service provider for a 401(k), 403(b), or 457 retirement plan is one of the most crucial decisions that an employer and plan...

Selecting and effectively monitoring defined contribution plan service providers is an essential fiduciary duty of the plan sponsor which...

Global Central Banks There are now 25 central banks that have eased, added substantial stimulus to their economies and lowered their...

Plan sponsors understand the importance of managing a well-designed retirement plan for their employees. As deferral rates increase and...

As a plan sponsor, a key component of your fiduciary best practices should include an annual overall plan review. The review should...

Of the major global economies, the US continues to be one of the strongest with the end of QE in October, 2014 and the prospect for the ...

The In-Plan Roth Conversion provision is a plan feature introduced by the American Taxpayer Relief Act (ATRA) in January, 2013 that...

The Pension Protection Act (PPA) of 2006 introduced the qualified default investment alternative (QDIA) as a safe harbor investment. The...

The employer-sponsored defined contribution (DC) plan now represents the primary retirement savings vehicle for most employees. The...