Contact:
Tel: 925.743.0200
Fax: 925.743.0471

email : info@bridgebay.com
Recent Events
Bridgebay Financial, Inc.
Bridgebay
Western Pension & Benefits Conference
Default Investment Options (QDIA)
April 25, 2007

The Pension Protection Act of 2006 extends ERISA 404(c) to include default investments. The Department of Labor has set requirements for Qualified Default Investment Alternatives (QDIA). Two organizations, PATH, a non-profit and Google Inc., a publicly-traded corporation share their experiences with their defined contribution plans, default fund option selection, and their unique employee and corporate cultures.
Google, Inc.
Sue Wuthrich
Director, Global Benefits 		Google Inc. View or download the presentation materials
PATH
Marlow Kee
Director of Finance		 PATH  
Bridgebay Consulting, LLC
Mary Ellen Mullen, CFA
Principal		 Bridgebay Financial, Inc.  
Bridgebay

January 17, 2007
Mary Ellen Mullen, CFA & Principal
Bridgebay Consulting, LLC

Maximizing Investment Returns on Balance Sheet Assets - Liquidity Tiering Techniques

For more information visit: www.oregonafp.org

View or download the presentation materials
Managing Treasury in a Fast Growth Environment
October 17, 2006

Treasurers from Google, Seagate and Adobe share their experiences transforming their treasury groups to meet the expanding complexities of companies undergoing explosive growth. Bridgebay will highlight best practices in setting the foundation and plans for growth. Our speakers include:
Bridgebay Financial, Inc.
Linda Ruiz-Zaiko
President & Founder 		View or download the presentation materials
Adobe Systems Incorporated
Barbara Hill
Vice President and Treasurer 		 
Google Inc.
Ronni Horrillo
Treasury and Risk Manager		  
Seagate Technologies, Inc.
Richard Caloca, CTP
Treasurer 		 
Cash and Liquidity Management
Maximizing Returns on Surplus Operating Cash
October 16, 2007

Treasury professionals are under constant and increasing pressure to boost the return on cash balances, however, many are unaware of all the options available to maximizing investment returns and mitigating risk. This session will explore a range of investments and strategies and discuss the risk and return profile of each. Kevin Olson, Treasurer, Gilead Sciences, Inc. with over $3.0 billion in corporate cash assets will share his experience in establishing a strategic plan and investing surplus operating cash. Our speakers include:
Bridgebay Financial, Inc.
Linda Ruiz-Zaiko
President & Founder 		View or download the presentation materials
Gilead Sciences, Inc.
Kevin Olson
Treasurer 		 

Objectives:

  • Understand investment options and risks
  • Implement optimal investment strategy
  • Understand accounting implications including FASB 115 associated with investments options
    		•
    Look Before You Leap - Understanding Yield Curve Risk
    Monday, October 16 - 8:30 a.m. - 10:00 a.m.

    Are you or your company tempted to boost returns on cash through non-traditional means? Adding value through total return strategies or even by simply extending the duration of your invested-cash portfolio can mean added, unforeseen risks. Four investment professionals express differing views on how to enhance returns yet manage some of the hidden risks associated with simple approaches. This presentation includes both technical analyses and real-world examples of how some strategies can cause board-level pain when certain risks have not been mitigated. Our speakers include:
    Bridgebay Consulting, LLC
    Mary Ellen Mullen, CFA
    Principal    		  
    The Reserve
    Patrick R. Ledford
    Chief Investment Officer    		  
    Merrill Lynch
    Kevin J. Conery
    Preferred Strategist Director     		 

    The 15th Annual EuroFinance Conference
    September 27-29, 2006

    Join Bridgebay in Florence, Italy for the 2006 EuroFinance Conference
    for a look into the world of international cash and treasury management.

    Click here for a full description of this prestigious event.
    Treasury Management Association of San Diego Fall Conference
    Thursday, September 21, 2006

    Cash Management - Current Investment Opportunities in Uncertain Markets
    Presented by:
    Ms. Linda Ruiz-Zaiko, President & Founder - Bridgebay Financial, Inc.

    Click here for event information
    www.sdtma.com
    Corporate Treasury Executives Seminar 2006
    Hosted by State Street Corporation and Bridgebay Financial, Inc.

    Thursday, September 14, 2006
    11:30 AM - 5:00 PM Luncheon Included
    5:00 PM - 7:00 PM Networking Reception

    Santa Clara Marriott
    2700 Mission College Boulevard
    Santa Clara, CA 95054-1218
    Phone: 408-988-1500
    www.santaclaramarriott.com

    Seminar is eligible for continuing education credits for CTP, CFA, CPA
    This networking forum is designed exclusively and limited to corporate treasury practitioners. By invitation only.

    Click here for more details.
    NWAFP Meeting
    "Current Investment Opportunities for Corporate Cash Portfolios"
    Download Handouts
    Presented by
    Linda Ruiz-Zaiko
    President
    Bridgebay Financial, Inc.
    April 19, 2005

    Harbor Club-Bellevue
    777 108th Avenue Northeast
    Suite 2500
    Bellevue, WA 98004
    www.nwafp.org

    The 2005 Corporate Treasurers' Networking Seminar
    March 22, 2005
    8:00am-6:00pm
    Download Handouts

    Hyatt Regency San Francisco
    1333 Bayshore Highway
    Burlingame, CA 94010
    Phone: 650 696-2616

    16th Annual Pacific NWAFP Regional Conference (March 16-18, 2005)
    Corporate Cash Repatriation from Abroad / American Job Creation Act of 2004
    March 17, 2005
    Download Handouts

    Red Lion Inn on Fifth Avenue
    Seattle, WA
    Presented by
    Mary Ellen Mullen, CFA
    Linda Ruiz-Zaiko
    Bridgebay Financial, Inc.
    www.nwafp.org

    Mutual Fund Scandal- Update and Retirement Plan Impact San Diego - November 7-10, 2004
    		Session 50

    Track: Pension & Benefits
    When: Monday, November 08, 2004, 02:00p.m. - 03:00p.m.
    Lead Presenter:
    Ms. Mary Ellen Mullen
    Bridgebay Consulting, LLC    		 Co-Presenter:
    Mrs. Maeve L. Richard
    Vice President and Treasurer, McAfee, Inc.

    Although targeted at certain illegal hedge fund, mutual fund and custodian companies, the SEC's 4pm EST mutual fund proposal portends setting back the retirement plan industry (yes, your company's 401k plan) by over a decade. Learn exactly what happened, little known facts about the operations that make the United States' defined contribution retirement plan a model for the world. Broader impacts likely include a departure from "close" pricing to "fair market valuation".

    Objectives:
    • Understand how retirement plans work "behind the scenes" - hidden complexities
    • Differentiate between regulatory bodies' roles - SEC, DOL, OCC, ICI
    • Mitigate fiduciary risk
    • Template for managing providers - money movement, settlement, contracts, technology

    Prerequisites:
    • Experience with defined contribution retirement plan(s) - e.g.401(k) or 403(b)
    • Broad interest in operations- money movement, settlement and risk reduction
    • Some familiarity with retirement plan regulatory bodies - DOL, SEC, OCC, ICI
    • Some knowledge of retirement plan investment options

    Takeaway:
    • Regulatory Resources for Future Reference
    • Easy to Understand Map of Mutual Fund Money Movement with Timing
    • Impact Players: NSCC = Clearinghouse, SEC = valuation
    • Seminal Casework on Mutual Fund Scandal

    Investment Management Seminar for Corporate Cash 2004

     

     

    		 The Seminar Agenda:
    1. The Mutual Fund Scandals - Why do we care?
    Speaker Mary Ellen Mullen – Consultant - Bridgebay Consulting, LLC

    2. Portfolio Management in Light of Sarbanes-Oxley
    Speaker Linda Ruiz-Zaiko - President - Bridgebay Financial, Inc.

    3. Checks and Balances, Compliance and Performance
    Speaker Barbara Williams - Senior Consultant - Bridgebay Financial, Inc.

    4. Investing in Turbulent Times - What's Next?
    Speaker Linda Ruiz-Zaiko - President - Bridgebay Financial, Inc

    5. Securities and Issues for Taxable Portfolios
    Speaker Doug Kelly - Vice President - Merganser Capital Management

    6. Credit and Structure
    Dangers of Stretching for Yield – Speaker Barbara McKenna - Director - State Street Research

    7. Structuring Portfolios to Cover the Cost of Debt
    Speaker Ed Bedrosian - Chief Investment Officer - Merganser Capital Management

    15th Annual Pacific Northwest Association for Financial Professionals Conference
    "The Mutual Fund Scandal - What's Really Going On and How It Impacts You"

    Thursday, March 18, 2004
    10:00am - 11:00am

    Presented by Ms. Mary Ellen Mullen, CFA, Principal, Bridgebay Consulting, LLC and Mr. Rolf Trautmann, FSA, EA, Consulting Actuary and Co-Founder, Trautmann Maher